{"id":10751,"date":"2021-11-24T14:31:05","date_gmt":"2021-11-24T14:31:05","guid":{"rendered":"https:\/\/projectsofar.info\/aisuperior\/projects\/how-artificial-intelligence-can-help-with-credit-scoring-credit-scoring-ai\/"},"modified":"2023-10-04T11:30:48","modified_gmt":"2023-10-04T11:30:48","slug":"credit-scoring","status":"publish","type":"projects","link":"https:\/\/staging.aisuperior.com\/de\/projects\/credit-scoring\/","title":{"rendered":"How Artificial Intelligence can help with credit Scoring | Credit Scoring AI"},"content":{"rendered":"\r\n<p>The quality of the underwriting process is critical for the successful business of lending. Complete automation of the process with a machine learning model that takes a decision significantly improved the loan portfolio quality and increased the speed of decision-making. We developed a model to predict events of borrower default. The model demonstrated superior to human performance and improved the health of the loan portfolio. It also enabled a loan borrower\u2019s positive experience due to quick decisions on their loan application.<\/p>\r\n","protected":false},"author":2,"featured_media":12054,"template":"","meta":{"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}}},"project_categories":[61,46,49,33],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.9.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Artificial Intelligence Credit Scoring | Ai Superior<\/title>\n<meta name=\"description\" content=\"Underwriting AI optimizes pricing and risks, while data analytics allows organizations to evaluate customers\u2019 risk profiles.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Artificial Intelligence Credit Scoring | Ai Superior\" \/>\n<meta property=\"og:description\" content=\"Underwriting AI optimizes pricing and risks, while data analytics allows organizations to evaluate customers\u2019 risk profiles.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/staging.aisuperior.com\/de\/projects\/credit-scoring\/\" \/>\n<meta property=\"og:site_name\" content=\"aisuperior\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-04T11:30:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/staging.aisuperior.com\/wp-content\/uploads\/2021\/11\/Credit-Scoring-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"720\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Gesch\u00e4tzte Lesezeit\" \/>\n\t<meta name=\"twitter:data1\" content=\"1\u00a0Minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/staging.aisuperior.com\/projects\/credit-scoring\/\",\"url\":\"https:\/\/staging.aisuperior.com\/projects\/credit-scoring\/\",\"name\":\"Artificial Intelligence Credit Scoring | Ai Superior\",\"isPartOf\":{\"@id\":\"https:\/\/staging.aisuperior.com\/#website\"},\"datePublished\":\"2021-11-24T14:31:05+00:00\",\"dateModified\":\"2023-10-04T11:30:48+00:00\",\"description\":\"Underwriting AI optimizes pricing and risks, while data analytics allows organizations to evaluate customers\u2019 risk profiles.\",\"breadcrumb\":{\"@id\":\"https:\/\/staging.aisuperior.com\/projects\/credit-scoring\/#breadcrumb\"},\"inLanguage\":\"de\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/staging.aisuperior.com\/projects\/credit-scoring\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/staging.aisuperior.com\/projects\/credit-scoring\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/staging.aisuperior.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Projects\",\"item\":\"https:\/\/staging.aisuperior.com\/projects\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"How Artificial Intelligence can help with credit Scoring | Credit Scoring AI\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/staging.aisuperior.com\/#website\",\"url\":\"https:\/\/staging.aisuperior.com\/\",\"name\":\"aisuperior\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/staging.aisuperior.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"de\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Artificial Intelligence Credit Scoring | Ai Superior","description":"Underwriting AI optimizes pricing and risks, while data analytics allows organizations to evaluate customers\u2019 risk profiles.","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"de_DE","og_type":"article","og_title":"Artificial Intelligence Credit Scoring | Ai Superior","og_description":"Underwriting AI optimizes pricing and risks, while data analytics allows organizations to evaluate customers\u2019 risk profiles.","og_url":"https:\/\/staging.aisuperior.com\/de\/projects\/credit-scoring\/","og_site_name":"aisuperior","article_modified_time":"2023-10-04T11:30:48+00:00","og_image":[{"width":720,"height":720,"url":"https:\/\/staging.aisuperior.com\/wp-content\/uploads\/2021\/11\/Credit-Scoring-1.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Gesch\u00e4tzte Lesezeit":"1\u00a0Minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/staging.aisuperior.com\/projects\/credit-scoring\/","url":"https:\/\/staging.aisuperior.com\/projects\/credit-scoring\/","name":"Artificial Intelligence Credit Scoring | Ai Superior","isPartOf":{"@id":"https:\/\/staging.aisuperior.com\/#website"},"datePublished":"2021-11-24T14:31:05+00:00","dateModified":"2023-10-04T11:30:48+00:00","description":"Underwriting AI optimizes pricing and risks, while data analytics allows organizations to evaluate customers\u2019 risk profiles.","breadcrumb":{"@id":"https:\/\/staging.aisuperior.com\/projects\/credit-scoring\/#breadcrumb"},"inLanguage":"de","potentialAction":[{"@type":"ReadAction","target":["https:\/\/staging.aisuperior.com\/projects\/credit-scoring\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/staging.aisuperior.com\/projects\/credit-scoring\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/staging.aisuperior.com\/"},{"@type":"ListItem","position":2,"name":"Projects","item":"https:\/\/staging.aisuperior.com\/projects\/"},{"@type":"ListItem","position":3,"name":"How Artificial Intelligence can help with credit Scoring | Credit Scoring AI"}]},{"@type":"WebSite","@id":"https:\/\/staging.aisuperior.com\/#website","url":"https:\/\/staging.aisuperior.com\/","name":"aisuperior","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/staging.aisuperior.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"de"}]}},"_links":{"self":[{"href":"https:\/\/staging.aisuperior.com\/de\/wp-json\/wp\/v2\/projects\/10751"}],"collection":[{"href":"https:\/\/staging.aisuperior.com\/de\/wp-json\/wp\/v2\/projects"}],"about":[{"href":"https:\/\/staging.aisuperior.com\/de\/wp-json\/wp\/v2\/types\/projects"}],"author":[{"embeddable":true,"href":"https:\/\/staging.aisuperior.com\/de\/wp-json\/wp\/v2\/users\/2"}],"version-history":[{"count":0,"href":"https:\/\/staging.aisuperior.com\/de\/wp-json\/wp\/v2\/projects\/10751\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.aisuperior.com\/de\/wp-json\/wp\/v2\/media\/12054"}],"wp:attachment":[{"href":"https:\/\/staging.aisuperior.com\/de\/wp-json\/wp\/v2\/media?parent=10751"}],"wp:term":[{"taxonomy":"project_categories","embeddable":true,"href":"https:\/\/staging.aisuperior.com\/de\/wp-json\/wp\/v2\/project_categories?post=10751"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}